UC Health
Cigna Healthcare and University of California Health
What You Need to Know
June 5, 2026
Cigna Healthcare and University of California (UC) Health are currently in network contract negotiations, a normal part of the management of health care intended to balance fair provider reimbursement with affordability for patients, employers, and families. We remain engaged in negotiations with the goal of reaching an agreement that keeps UC Health in network. If we are unable to reach an agreement, UC Health will no longer be part of the Cigna Healthcare network as of July 1, 2026.
We want UC Health to remain in our network; however, the significant reimbursement increases they’re seeking would drive up health care costs for you and your family. Ensuring access to quality care while protecting those we serve from rising health care costs is a top priority, and we will continue working to reach a fair agreement.
In the meantime, we’re here to help you understand what this network change may mean for you, navigate your coverage, and learn more about potential Continuity of Care options. If you have questions or need support, contact us 24/7/365.
Why is this happening?
Although UC Health issued a termination notice to Cigna Healthcare, we continue to engage in active, ongoing dialogue and good faith negotiations about how much you and your employer will ultimately pay for your care. Already one of the most expensive providers in the area, UC Health is seeking rate increases well above market norms – approaching a 35% increase over four years.
UC Health is also seeking to participate in programs designed to guide patients with complex or ongoing needs to high-quality, lower-cost care. However, they don’t meet the program requirements necessary to ensure these programs remain cost-effective. As a result, patients may face significantly higher out-of-pocket costs, undermining affordability and increasing costs for both you and your employer.
It’s important to consider who ultimately pays for UC Health’s services. Most local employers self-fund their health insurance plans, meaning that any increases in reimbursement are ultimately borne by both employers, through higher plan costs, and by patients, through higher payroll contributions or out‑of‑pocket costs when they seek care. When the cost of care goes up, you and your employer ultimately pay more.
We recognize the disruption this change would cause, and we are continuing to negotiate in good faith with the goal of reaching an agreement that keeps UC Health in-network at fair and reasonable rates and helps limit cost increases for you and your employer.
Who will be affected?
If UC Health chooses to leave our network, all Cigna Healthcare members with Commercial Open Access Plus (OAP), Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), and LocalPlus (LP) plans will be affected. Any services by these providers would be covered at an out-of-network benefit level (if your plan has out-of-network benefits). Receiving care from out-of-network facilities and providers costs more, which is why we encourage you to seek care from in-network providers.
What providers will be out-of-network if no agreement is reached?
These providers will be impacted:
Southern California
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Northern California
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Where can I access in-network care if UC Health leaves our network?
These in-network options are available near the impacted hospitals.
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What if I am admitted to a UC Health facility before July 1, 2026, but my stay continues past this date?
As long as we have approved your stay, the services you receive will be covered at the in-network benefit level, even if you stay after UC Health has left the network.
What if my specialist provider admits patients only to a UC Health facility?
Some specialist physicians who only admit to UC Health facilities will need to obtain admitting privileges at another in-network hospital, or they will be removed from the Cigna Healthcare network. If your physician leaves the network, you will receive a separate letter, and you’ll need to choose a new specialist who is in the Cigna Healthcare network to continue receiving in-network benefits for services.
What about emergency care?
Your emergency care services will be covered at the in-network level under your plan’s emergency room coverage. If you’re admitted to the hospital from the emergency room, your stay will be covered at the in-network level until you’re stable and ready to be transferred to an in-network hospital.
What is the Continuity of Care program, and how do I determine if I qualify?
The Continuity of Care program allows you to continue to get in-network coverage for certain medical and behavioral treatment for a specific period of time — even after UC Health providers leave your plan’s Cigna Healthcare network. To find out more about Continuity of Care and submitting a Continuity of Care form:
- Contact us toll-free at the number on your Cigna Healthcare ID card or 1.800.244.6224.
- Let our Customer Service Advocate know that you’re in the middle of treatment and want to see if you qualify for Continuity of Care. We’ll work with you to see if you’re eligible and help you complete the forms.
- Visit Cigna.com
- Scroll to the bottom of the page and click on Find a Form.
- Select Medical Forms and then choose Transition of Care/Continuity of Care Form.
- Print and fill out the Transition of Care/Continuity of Care Request Form
- Mail it to the address noted on the form.
Once you submit the request form, Cigna Healthcare will send you a letter with our decision. If you have any questions, we’re happy to help. Please contact us at the number on your Cigna Healthcare ID card. Customer Service Advocates are available 24/7
How long will Continuity of Care services be covered at the in-network rate?
If your care was authorized before July 1, 2026, you may be able to receive in-network coverage for care from your provider for a specified time. If you’re pregnant and undergoing a course of treatment for pregnancy through the postpartum period before July 1, 2026, you may be able to continue to receive care from your provider at the in-network rate for the remainder of your pregnancy, as well as during your postpartum care.
If your health care professional is also no longer in your plan’s Cigna Healthcare network as a result of this termination, he or she can submit a request to Cigna Healthcare to continue coverage of your care at the in-network rate.
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We’re here 24/7/365 if you have questions or need support.
Cigna Healthcare customer service advocates are available to help you find an in-network provider in your area and help with other transitions, like getting new referrals and prescriptions, and Continuity of Care.
- Call the number on your Cigna ID card or 1 (800) 244-6224
- For TRS or TTY services, dial 711 when you call.
- Visit myCigna.com® or use the myCigna mobile app
Behind the scenes: How health insurers build networks with providers
learn more about why negotiations happen and how we are working hard to keep healthcare affordable.